Implementation of Syari'ah Pawning at Perum Syari'ah Pawnshops Perspective of the Fatwa of the National Syari'ah Council Number 25/DSN-MUI/III/2002: A Case Study at the Sharia Pawnshop Iringmulyo 15.A East Metro
Keywords:
Gadai, Syariah, DSN MUIAbstract
Islam commands that we always help each other in all our actions, including in carrying out economic transactions, one of which is giving loans. Therefore, the creditor is allowed to request an item from the debtor (the person who is given a loan) to be used as collateral for what has been lent to him. This is done by several pawnshops in cities in Indonesia. Thus, the purpose and objective of the research is how the implementation of pawning, especially sharia, is carried out on the basis of conformity with the Fatwa of the National Sharia Council Number 25/DSN-MUI/III/2002.
This type of research is a field qualitative research and this research uses a qualitative descriptive research approach. Sources of data used are primary and secondary data sources. Data collection techniques using observation, interviews and documentation with data triangulation method.
The results of the study show that the implementation of sharia conformity pawning is an effort to control the operations of sharia financial institutions, especially sharia pawnshops. The National Sharia Council Fatwa No.25/DSN-MUI/III/2002 stipulated by the Indonesian Ulema Council made a provision that the amount of maintenance and storage costs for marhun should not be determined based on the amount of the loan. This is the fault of the rules made by the National Sharia Council Fatwa No.25/DSN-MUI/III/2002 Where the determination of maintenance costs is adjusted based on the amount of the loan, not the estimated price of the goods
References
Aan Prabowo & Heriyanto, “Analisis Pemanfaatan Buku Elektronik (E-Book) Oleh Pemustaka Diperpustakaan SMA Negri 1 Semarang”, dalam Jurnal Ilmu Perpustakaan Volume 2, Nomor 2, Tahun 2013
Abdul Rahman Ghazaly, Ghufron Ihsan, Sapiudin Shidiq, Fiqh Muamalat Jakart: Prenadamedia Group, 2010
Abdurrahman Fatoni, Metodologi Penelitian & Teknik Penyusunan Skripsi. Jakarta: Rineka Cipta, 2011
Ahmad Supriyadi, “Struktur Hukum Pegadaian Syariah Dalam Perspektif Hukum Islam Dan Hukum Positif”, Dalam Jurnal Penelitian Islam, STAIN Kudus, volume 3, Nomor 2, Juli-Desember 2010
Dewan Syariah Nasional MUI, Himpunan Fatwa Keuangan Syariah, Jakarta: Erlangga, 2014
Eka Yuliarti, “Analisa Akad Gadai Di Pegadaian Syariah” (Dalam Skripsi) IAIM NU Metro Lampung, 2018
Hendra Irawan Dan Nurma Destiana, “Tinjauan Hukum Ekonomi Syariah Terhadap Pelaksanaan Penjualan Barang Gadai”, (Dalam Skripsi) IAIN Metro Lampung
Imam Mustofa, Fiqih Mu’amalah Konteporer, Ed.1,- Cet 2, Jakarta : Rajawali Pers, 2016
Laily Nurhayati & Radjab Djamali, “Pembiayaan Gadai Emas Konvensional Dan Syariah”, Dalam Jurnal Ilmiah Al-Syir’ah, INSTITUT AGAMA ISLAM NEGRI MANADO (IAIN Manado), volume 14, Nomor 2, 2016
M. Sholahuddin, Lembaga Ekonomi Dan Keuangan Islam, Surakarta: Muhammadiyah University Press87
Mayang Rosana, “Eksistensi Pegadaian Syariah Dalam Upaya Peningkatan Usaha Mikro Kecil Menengah”, Dalam Jurnal AHKAM, UIN Sunan Kalijaga Yogyakarta Fakultas Syariah Dan Hukum, Volume 7, Nomor 1, Juli 2019
Muhammad Sholikhul Hadi, Pegadaian Syariah : Suatu Alternatif Konstuksi Sistem Pegadaian Nasional
Muhammad Sholikhul Hadi, Pegadaian Syariah, Jakarta: Salemba Diniyah, 2003
Muhammad Syafi’i Antonio, Bank Syariah Dari Teori Ke Praktik , (Jakarta: Gema Insani Press), 2001
Pamonaran Manahaar, “Implementasi Gadai Syariah (rahn) untuk Menunjang Perekonomian Masyarakat Indonesia” Dalam Jurnal Hukum Bisnis Dan Investasi, Universitas Padjajaran, Volume 10, Nomor 2, April 2019
Rachmat Syafe’i, Fiqih Muamalah, Bandung: Pustaka Setia, 2001
Rosdalina Bukido dan Faradila Hasan, “Penerapan Akad Ijarah Pada Produk Rahn Di Cabang Pegadaian Syariah Istiqlal Manado” Jurnal Ilmiah Syari’ah, Institut Agama Islam Negri (IAIN) Manado, Vol 14, No. 1, 2016
Saipudin Shidiq, Fikih Kontemporer, Jakarta : Kencana, 2016
Sri Dewi Anggadini, “Penerapan Teori Dan Aplikasi Penggadaian Syariah Pada Perum Penggadaian Di Indonesia” dalam JurnalMajalah Ilmiah Unikom, Fakultas Ekonomi Dan Bisnis Universitas Komputer Indonesia, Volume 15, Nomor 1
Zainuddin Ali, Hukum Gadai Syariah, Jakarta: Sinar Grafika, 2008
Downloads
Published
Issue
Section
License
Copyright (c) 2021 Ambariyani, Wiwik Damayanti , Siti Nurhasanah
This work is licensed under a Creative Commons Attribution 4.0 International License.
